Tag: "Life Insurance Policy"
Will A Claim On A Life Insurance Policy For A Smoker Be Denied
Readers Question: I am a smoker and I live in College Station, Texas.”Will a claim for a smoker be denied if the policy is for a non-smoker?” Answer to Readers Question: You may want to ask your agent or company about your policy specifically. However, what typically happens is that if you have had a [...]
If You Are The Executor Of A Life Insurance Policy Will Yhe Insurance Carrier Notify Me
Legally does the life insurance carrier have to notify someone who is named as an executor of a life inurrance policy if they are different than the beneficiary or spouse? Paul from Carrollton, Texas. Answer to Readers Question: No, often times they will, if they choose to do so but they have no legal obligation [...]
What Is Life Inusrance Instatement?
I live in Brownsville, Texas and my question is: “What is the difference between life insurance reinstatement and life insurance revival?” Paul Answer to Readers Question: Life insurance reinstatement or life insurance revival are two different terms for the same thing: it means that if an insurer puts back into force a life insurance policy [...]
How Does A Life Insurance Trust Work?
Todd, lives in Brazosport, Texas and his recent call was to ask, “How does a life insurance trust work?” Answer to Readers Question: Todd it is really simple: A life insurance trust is used to remove the assets and death benefit of the life insurance policy out of the insured’s estate for estate tax purposes. [...]
How Does A Life Insurance Trust Work?
Todd, lives in Brazosport, Texas and his recent call was to ask, “How does a life insurance trust work?” Answer to Readers Question: Todd it is really simple: A life insurance trust is used to remove the assets and death benefit of the life insurance policy out of the insured’s estate for estate tax purposes. [...]
Why Didn’t I Get More Life Insurance
Readers Question: “Why didn’t I get more life insurance when I was younger and when it was cheaper?” Fred lives in the city of Houston, Texas. Answer to Readers Question: Most people did not think about life insurance until they are in their 40′s, but its never too late. You can now get up to [...]
When Does A Whole Life Insurance Policy Mature in Arlington, Texas
Readers question from Arlington, Texas: “When does a whole life insurance policy Mature?” Arlington, is a city in Tarrant County, Texas within the Dallas-Fort Worth-Arlington Metropolitan area. Arlington is home to the Texas Ranger’s Ballpark and the theme parks Six Flags Over Texas. The Parks Mall houses numerous retail outlets and movie theater. Thank you [...]
No Exam Life Insurance in Texas
No Exam Life Insurance is exactly as it sounds; a life insurance policy that does not require a medical exam. No Exam Life Insurance can be a bit more expensive as compared with the kind that requires an exam, and the amounts of coverage top out at $250,000 to $300,000. from most carriers. No exam [...]
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